| Interest payment | Basic payment | Remaining Principal | Total Payments | |
|---|---|---|---|---|
| Total: | 10 000 000 000.00 | 4 300 000 000.00 | 14 300 000 000.00 |
Non-target loan
Bank mobile application
Individuals — citizens of the Republic of Uzbekistan aged from 21 to 60 years, officially employed at the time of submitting the loan application and having a confirmed income for at least the last 6 months prior to the date of application review.
From 5 minutes to 3 business days from the date of loan application submission
Minimum loan amount: 1 000 000 UZS
Maximum loan amount: 100 000 000 UZS (inclusive)
National currency of the Republic of Uzbekistan – UZS
Transfer of the loan amount to a demand deposit account or to the Client’s bank card (including virtual), opened in JSC «APEX BANK»
From 6 to 36 months (inclusive)
27% per annum - for a term from 6 to 12 months (inclusive)
28% per annum - for a term from 13 to 24 months (inclusive)
29% per annum - for a term from 25 to 36 months (inclusive)
from 28% to 35% per annum
Determined individually based on creditworthiness assessment
Not provided
Increases by a factor of 2
Increases by a factor of 2 times inclusive depending on the client's category
Annuity payment (equal monthly loan payment)
Repayment of principal debt and accrued interest starts from the next reporting month after the date of the loan agreement and is made at least once a month
Insurance policy against loan default risk:
Issued for the amount of security and paid from loan funds.
Cost — 1% per year of the insured amount, paid once upon receipt of the loan.
Insurance policy amount from the loan amount:
not less than 125% of the loan amount;
not less than 130% — for affiliated persons related to the Bank
