| MONTHLY_WHOLE | Loan amount | TERM_VALUE |
|---|---|---|
| In total: |
Term deposit
National currency — Uzbekistani Sum (UZS)
Individual
23% per annum
25 months
Interest is accrued from the day following the day the funds are received by the Bank.
Online and offline
10 000 000 (Ten million) UZS
3 000 000 000 (Three billion) UZS
Allowed, within the first 6 months
Allowed, provided that a minimum balance of 10 000 000 (Ten million) UZS is maintained in the deposit
No
No
Monthly, in the deposit currency, by automatic crediting:
- to account No. 20206 – “Demand Deposit Account”
In the case of full early closure of the deposit, accrued interest is recalculated as follows:
• 1 to 6 months — 20%;
• 6 to 12 months — 21%;
• 12 to 20 months — 22%;
• Over 20 months — 23%.
Overpaid interest amounts are withheld by the Bank from the principal deposit.
Interest is paid for the actual number of full months the funds remain in the deposit. No interest is paid for incomplete months.
The principal amount of the deposit, upon maturity or early closure, is transferred. - To account No. 20206 – “Demand Deposit Account” in the client’s name.
The maximum number of deposits that can be opened by a single client is 5.
Deposits opened at the Bank’s branches are available for viewing only in the mobile application.
Online deposit operations using UZCARD and HUMO cards from other banks are carried out in accordance with the Bank’s Tariffs.
In accordance with the Tax Code of the Republic of Uzbekistan (Articles 30, 366, and 382), for non-residents of the Republic of Uzbekistan who do not have tax resident status, the Bank will withhold tax on interest (income) paid on the deposit at the rate established by the legislation of the Republic of Uzbekistan (10% of the paid interest).
A deposit is money that you place in the Bank for a certain period to earn interest.
You can open a deposit offline through Sales Offices.
Interest is accrued from the day after the deposit is opened until the day preceding its return. The calculation is based on 365 days in a year. Interest is not accrued during the period when the depositor’s account is frozen by court authorities.
The minimum deposit amount is the amount specified in the deposit terms, which is required to open the deposit and must remain in your account throughout the term of the agreement.
Interest is calculated based on the actual number of days in the current month. For example, January has 31 days, and February has 28–29. Therefore, the interest amount differs accordingly.
After the deposit term ends, the funds will be transferred from the term account to the details specified in the agreement.
Capitalization is the addition of accrued interest to the principal amount of the deposit.
Prolongation is the automatic extension of the deposit on the day of its maturity. The deposit is extended with the amount available at the time of extension and for the same term as at the time of opening.
