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Path to the peak

Interest rate

24 months from the date of deposit crediting

Deposit term

Calculator

Loan amount

100 CURRENCY_DOLLAR 100 thousand CURRENCY_DOLLAR

Loan term

1 month 24 month

Payment calculation

Close accounting

Loan amount

50 000 000 000.00

Loan term

18 мес

Rate

24%

MONTHLY_WHOLE	Loan amount	TERM_VALUE
In total:

The calculation is not a public offer and is for informational purposes only.

Detailed terms

Product type

Term deposit

Deposit currency

Foreign currency — US Dollar (USD)

Depositor

Individual (resident of the Republic of Uzbekistan)

Interest rate

6% per annum

Deposit term

24 months from the date of deposit crediting

Interest accrual start date

Interest is accrued from the day following the day the funds are received by the Bank

Deposit method

Online and offline

Minimum deposit amount

100 (One hundred) US Dollars

Maximum deposit amount

100 000 (One hundred thousand) US Dollars

Additional contribution

Provided

Methods of replenishment

Through the Sales Office:
- Cash funds
- Visa APEX BANK
- Account 20206840 – “Demand Deposit Account”

Partial withdrawal

Allowed, provided that the minimum balance of 100 (One hundred) US Dollars is maintained in the deposit

Interest capitalization

Renewal

Procedure for interest payment

ChatGPT сказал: Monthly, in the deposit currency, by automatic crediting:
to the “Demand Deposit Account”

Early termination

Interest is paid for the actual number of full months the funds remain in the deposit. No interest is paid for incomplete months

Deposit closure procedure

The principal amount of the deposit, upon maturity or early termination, is transferred.
To the “Demand Deposit Account” in the client’s name, in the deposit currency.

Other conditions

The maximum number of deposits that can be opened by one client is 5.

Path to the peak

406,5KB

Deposit guarantee

All deposits of individuals in JSC 'APEX BANK' are subject to mandatory guarantee in accordance with the Law of the Republic of Uzbekistan 'On the Guarantees for the Protection of Deposits in Banks' (No. 1031 dated February 18, 2025). The amount of the state-guaranteed deposit is now 200 million sums per depositor in one bank. This requirement applies to new deposits made after the law came into force. If you already have a term or savings deposit that was opened before the law came into force, it is fully guaranteed regardless of the amount.
If your deposit is less than 200 million sums, it will be guaranteed by the state in full.
Another innovation is that the law now regulates not only relationships in the area of guaranteeing deposits of individuals, including individual entrepreneurs, but also legal entities in banks.

What happens if your deposit exceeds 200 million sums?

• It is important to understand that the established guarantee amount of 200 million sums does not mean a prohibition on depositing larger sums in the bank. Keeping money in the bank is much safer and more profitable than keeping it at home. The guaranteed amount only applies in the event of the bank's liquidation; in other cases, banks will continue to meet their obligations under deposit agreements.
• Compensation payment deadlines: previously, the start date for the return of deposits was 83 days; now it has been reduced to 20 working days and will gradually be shortened to 7 working days. This means that the Agency is given a maximum of 20 working days to make compensation payments, but under necessary conditions, payments can be made earlier.
• Even if you do not manage to receive your money within the established timeframe, there is no reason for concern. You may collect your money from the Agency at a time convenient for you.

The law can be found at the link
"Your deposits are guaranteed" link

FAQ

What is a deposit?

A deposit is money that you place in the Bank for a certain period to earn interest.

How to open a deposit?

You can open a deposit offline through Sales Offices.

How are interest on deposits calculated?

Interest is accrued from the day after the deposit is opened until the day preceding its return. The calculation is based on 365 days in a year. Interest is not accrued during the period when the depositor’s account is frozen by court authorities.

What is the minimum deposit amount?

The minimum deposit amount is the amount specified in the deposit terms, which is required to open the deposit and must remain in your account throughout the term of the agreement.

Why is the monthly deposit interest amount different, even though the deposit amount has not changed?

Interest is calculated based on the actual number of days in the current month. For example, January has 31 days, and February has 28–29. Therefore, the interest amount differs accordingly.

After the deposit term ends, what happens to the money that has not yet been withdrawn?

After the deposit term ends, the funds will be transferred from the term account to the details specified in the agreement.

What is capitalization?

Capitalization is the addition of accrued interest to the principal amount of the deposit.

What is prolongation?

Prolongation is the automatic extension of the deposit on the day of its maturity. The deposit is extended with the amount available at the time of extension and for the same term as at the time of opening.