Replenishment of working capital

By transferring funds to the settlement account of a microfinance organization for further implementation of its microfinance activities, after registration of collateral through

A loan with the opening of a revolving credit line

The national currency of the Republic of Uzbekistan is sum

The loan amount is determined based on the borrower's financial situation, turnover on deposit accounts, and collateral provided

Up to 36 months

Up to 18 months

Up to 18 months

Up to 3 months

From 28% per annum

Monthly, in equal payments after the end of the grace period

Monthly, on the date agreed in the loan agreement

At least 125% of the loan amount (130% for persons associated with the bank). As collateral for the loan, it is accepted:
1. Pledge of movable and immovable property;
2. Guarantees and guarantees of third parties;
3. Pledge of funds, including deposits;
4. Loan Default risk insurance policy;
5. Pledge of equipment and goods in circulation;
6. Other types of collateral provided for by the current legislation of the Republic of Uzbekistan, the Credit Policy of "APEX BANK" JSC and other local acts of the bank.

Legal entities engaged in microfinance activities, registered as business entities, engaged in entrepreneurial activity for at least 6 months.
1. Availability of a deposit account with «APEX BANK» JSC;
2. Having a positive or good credit history;
3. Availability of a liquid balance sheet and profitable activities;
4. Stable turnover from deposit account activity for at least 6 months;
5. Availability of permits for microfinance activities.