FOR BUSINESS FOR MYSELF PREMIUM ABOUT THE BANK

FOR BUSINESS

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Business Progress Start

Payment calculation
Close accounting
Loan amount
50 000 000 000.00
Loan term
18 мес
Grace period
6 мес
Rate
24%
Basic payment Interest payment Total payments Balance of the main debt
In total: 10 000 000 000.00 4 300 000 000.00 14 300 000 000.00
The calculation is not a public offer and is for informational purposes only.

Conditions

The interest rate
from 25%
Loan term
up to 120 months
Product purpose
Loans for any purpose

Issued for all categories of businesses
Target group
Legal entities and individual entrepreneurs, including newly established ones
Product description
For starting, improving and developing a business.

An existing business, balance sheet and account turnover are not required.

Fast and simplified review
Form of loan provision
Non-cash, by transferring funds to a deposit account (with the possibility of withdrawing cash)
Loan currency
Uzbek sums or US dollars (only for legal entities, with subsequent conversion into Uzbek soums)
Loan amount
Not exceeding the equivalent of USD 200,000 thousand — secured by residential real estate.

Not exceeding the equivalent of USD 500,000 thousand — secured by non-residential / commercial real estate.

The loan amount does not exceed 60% of the market value of the collateral determined by the Bank.
Loan term
From 7 to 10 years, depending on the value and liquidity of the collateral
Grace period
Not available
Utilization period
No more than 30 days from the date of conclusion of the loan agreement
Interest rate
In Uzbek soums — 25%–28%

In US dollars — 15%–17% per annum

*The final interest rate is determined by the Bank depending on the borrower’s financial performance and the liquidity of the collateral
Interest rate on overdue debt
1.5 times higher than the standard interest rate
Loan repayment term and method
Monthly, using the annuity or differentiated repayment method (at the Borrower’s choice)
Early repayment terms
Early repayment (partial or full) is allowed without charging a commission
Borrower requirements
No negative credit debt

Not included in sanctions lists

No Collection File No. 2

No outstanding debt according to the BPI data under the General Prosecutor’s Office of the Republic of Uzbekistan
Loan collateral
Pledge of residential / non-residential / commercial real estate acceptable to the Bank

Guarantee of individuals as additional collateral
Documents
Loan application;

For legal entities — legal documents, for individual entrepreneurs — registration certificate and passport;

Resolution on obtaining the loan (for legal entities);

Collateral documents;

Other documents in accordance with the Bank’s internal documents

In local currency

For fixed capital in national and foreign currency
For fixed capital in national and foreign currency
Small
medium
and large businesses
Small
medium
and large businesses
Rate
from 25%
Term
up to 60 months
On working capital in national and foreign currency
On working capital in national and foreign currency
Small
medium and large businesses
Small
medium and large businesses
Rate
from 25%
Term
up to 36 months
MFO SUPPORT
MFO SUPPORT
from 28% per annum
for microfinance organizations
from 28% per annum
for microfinance organizations
Rate
from 28%
Term
up to 36 months
CREDIT SUPPORT
CREDIT SUPPORT
from 27% per annum
Leasing companies
from 27% per annum
Leasing companies
Rate
from 27%
Term
up to 60 months
SIMPLE
SIMPLE
from 28% per annum
for individual entrepreneurs
and LLCs
from 28% per annum
for individual entrepreneurs
and LLCs
Rate
from 28%
Term
up to 36 months
Business Progress Plus
Business Progress Plus
For any purpose
for existing business entities
For any purpose
for existing business entities
Rate
from 23%
Term
up to 120 months
Business Mortgage Plus
Business Mortgage Plus
For the acquisition of real estate
For existing business entities
For the acquisition of real estate
For existing business entities
Rate
from 23%
Term
up to 84 months
Business Mortgage Start
Business Mortgage Start
For real estate acquisition
Simplified process for businesses
including newly established ones
For real estate acquisition
Simplified process for businesses
including newly established ones
Rate
from 25%
Term
up to 84 months
Apex Auto
Apex Auto
Acquisition of motor vehicles
For business purposes
Acquisition of motor vehicles
For business purposes
Rate
from 26%
Term
up to 36 months
Apex Auto Plus
Apex Auto Plus
Purchase of motor vehicles
Purchase of motor vehicles
Rate
from 24%
Term
up to 36 months

In foreign currency

For fixed capital in national and foreign currency
For fixed capital in national and foreign currency
Small
medium
and large businesses
Small
medium
and large businesses
Rate
from 25%
Term
up to 60 months
On working capital in national and foreign currency
On working capital in national and foreign currency
Small
medium and large businesses
Small
medium and large businesses
Rate
from 25%
Term
up to 36 months
Business Progress Plus
Business Progress Plus
For any purpose
for existing business entities
For any purpose
for existing business entities
Rate
from 23%
Term
up to 120 months
Business Mortgage Plus
Business Mortgage Plus
For the acquisition of real estate
For existing business entities
For the acquisition of real estate
For existing business entities
Rate
from 23%
Term
up to 84 months
Business Mortgage Start
Business Mortgage Start
For real estate acquisition
Simplified process for businesses
including newly established ones
For real estate acquisition
Simplified process for businesses
including newly established ones
Rate
from 25%
Term
up to 84 months

Contacts

We are always here, please contact us as you wish

Always on the phone

1881

For letters

info@apexbank.uz

For financial institutions

FI@apexbank.uz

Address

77 Sadik Azimov Street, Mirabad District, Tashkent, 100060, Uzbekistan