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Payment calculation
Close accounting
Loan amount
50 000 000 000.00
Loan term
18 мес
Grace period
6 мес
Rate
24%
Basic payment Interest payment Total payments Balance of the main debt
In total: 10 000 000 000.00 4 300 000 000.00 14 300 000 000.00
The calculation is not a public offer and is for informational purposes only.

Conditions

The interest rate
from 25%
Loan term
up to 84 months
Description
A simplified type of mortgage loan for businesses. An existing business, financial statements, and account turnover are not required.
Target group
Legal entities and individual entrepreneurs, including newly established businesses.
Loan purpose
Purchase of non-residential/commercial property in multi-apartment buildings

Purchase of residential property on the primary and secondary markets

Payment for consulting and insurance services related to the purchase of real estate financed by the loan
Loan disbursement method
In non-cash form, by transferring funds to the accounts of sellers of goods/services.
Loan currency
Uzbekistani sums or US dollars (only for legal entities, with subsequent conversion into Uzbekistani sums).
Loan amount
Not more than the equivalent of USD 200,000 thousand — secured by residential real estate.

Not more than the equivalent of USD 500,000 thousand — secured by non-residential/commercial real estate.
Down payment
At least 25% of the purchase price.
Loan term
Not more than 7 years

In foreign currency — not more than 5 years
Grace period
Not more than 3 months.
Interest rate
In Uzbekistani sums — from 25% per annum

In US dollars — from 15% per annum
Interest rate on overdue debt
1.5 times higher than the standard interest rate.
Loan repayment term and method
Monthly, using the annuity or differentiated repayment method (at the Borrower’s choice).
Borrower requirements
Maintaining a deposit account with "APEX BANK" JSC;

No bankruptcy status or enforcement proceedings;

No adverse credit history;

Other criteria in accordance with the Bank’s internal regulatory requirements.
Loan security
Residential and non-residential/commercial real estate acceptable to the Bank

The total amount of security must be at least 125%. For the insufficient portion of the security — an insurance policy covering the risk of loan non-repayment.

Guarantees from individuals as additional security.
Documents
Loan application;

For legal entities — corporate/legal documents; for individual entrepreneurs — registration certificate and passport;

Resolution on obtaining the loan (for legal entities);

Security-related documents;

Other documents in accordance with the Bank’s credit policy.

In local currency

For fixed capital in national and foreign currency
For fixed capital in national and foreign currency
Small
medium
and large businesses
Small
medium
and large businesses
Rate
from 25%
Term
up to 60 months
On working capital in national and foreign currency
On working capital in national and foreign currency
Small
medium and large businesses
Small
medium and large businesses
Rate
from 25%
Term
up to 36 months
MFO SUPPORT
MFO SUPPORT
from 28% per annum
for microfinance organizations
from 28% per annum
for microfinance organizations
Rate
from 28%
Term
up to 36 months
CREDIT SUPPORT
CREDIT SUPPORT
from 27% per annum
Leasing companies
from 27% per annum
Leasing companies
Rate
from 27%
Term
up to 60 months
SIMPLE
SIMPLE
from 28% per annum
for individual entrepreneurs
and LLCs
from 28% per annum
for individual entrepreneurs
and LLCs
Rate
from 28%
Term
up to 36 months
Business Progress Plus
Business Progress Plus
For any purpose
for existing business entities
For any purpose
for existing business entities
Rate
from 23%
Term
up to 120 months
Business Progress Start
Business Progress Start
For any purpose
Simplified process for businesses
Including newly established businesses
For any purpose
Simplified process for businesses
Including newly established businesses
Rate
from 25%
Term
up to 120 months
Business Mortgage Plus
Business Mortgage Plus
For the acquisition of real estate
For existing business entities
For the acquisition of real estate
For existing business entities
Rate
from 23%
Term
up to 84 months
Apex Auto
Apex Auto
Acquisition of motor vehicles
For business purposes
Acquisition of motor vehicles
For business purposes
Rate
from 26%
Term
up to 36 months
Apex Auto Plus
Apex Auto Plus
Purchase of motor vehicles
Purchase of motor vehicles
Rate
from 24%
Term
up to 36 months

In foreign currency

For fixed capital in national and foreign currency
For fixed capital in national and foreign currency
Small
medium
and large businesses
Small
medium
and large businesses
Rate
from 25%
Term
up to 60 months
On working capital in national and foreign currency
On working capital in national and foreign currency
Small
medium and large businesses
Small
medium and large businesses
Rate
from 25%
Term
up to 36 months
Business Progress Plus
Business Progress Plus
For any purpose
for existing business entities
For any purpose
for existing business entities
Rate
from 23%
Term
up to 120 months
Business Progress Start
Business Progress Start
For any purpose
Simplified process for businesses
Including newly established businesses
For any purpose
Simplified process for businesses
Including newly established businesses
Rate
from 25%
Term
up to 120 months
Business Mortgage Plus
Business Mortgage Plus
For the acquisition of real estate
For existing business entities
For the acquisition of real estate
For existing business entities
Rate
from 23%
Term
up to 84 months

Contacts

We are always here, please contact us as you wish

Always on the phone

1881

For letters

info@apexbank.uz

For financial institutions

FI@apexbank.uz

Address

77 Sadik Azimov Street, Mirabad District, Tashkent, 100060, Uzbekistan