Legal entities and individual entrepreneurs, including newly created ones

Acquisition of vehicles necessary for the establishment and development of entrepreneurship

Acquisition of new passenger vehicles supplied by official dealers

In non-cash form, by the Bank transferring funds to the seller's (dealer's) accounts

Sum

Not more than 70 percent of the contract value of the purchased vehicle

From 30%*
* The final amount of prepayment is established by the bank, depending on the client and the credit object.

No more than 3 years*
* Within the framework of partnership programs, it can be up to 5 years

Not available

From 26% per annum*
* the final rate amount is established depending on the borrower's financial indicators
* within partnership programs - from 0% to 25%, information on partnership programs will be announced

1.5 times higher than the standard rate

Monthly, annuity method or differentiated (at the Borrower's choice)

Absence of negative credit debt

Absence from sanctions lists

Absence of card index 2

Absence of debt according to the BPI under the General Prosecutor's Office of the Republic of Uzbekistan

At least 125% of the loan amount (130% for persons related to the bank).

The following are accepted as collateral for the loan:

Insurance policy against loan default risk in an amount up to 50% of the loan amount for the entire term of the loan agreement;

Pledge of property rights to the acquired motor vehicle using credit funds, with subsequent execution of a pledge agreement after obtaining ownership rights;
Other types of security provided for by the current legislation of the Republic of Uzbekistan and the Bank's internal regulatory documents.

Credit application according to the Bank's form;

Vehicle purchase and sale agreement

Legal documents

Mortgage documents

Other documents for the Bank's internal documents